Call reports 2022
FRONTIER BANK — 2022
What FRONTIER BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,135,606,000 | 1,163,972,000 | 1,170,017,000 | 1,196,346,000 |
| Total loans | 966,758,000 | 1,010,197,000 | 1,027,796,000 | 1,044,114,000 |
| Allowance for loan losses | 10,717,000 | 10,941,000 | 11,250,000 | 11,556,000 |
| Securities available for sale | 117,976,000 | 110,330,000 | 104,231,000 | 102,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 945,569,000 | 885,416,000 | 883,724,000 | 841,745,000 |
| Interest-bearing deposits | 796,865,000 | 727,836,000 | 734,490,000 | 692,758,000 |
| Noninterest-bearing deposits | 148,704,000 | 157,580,000 | 149,234,000 | 148,987,000 |
| Equity capital | 106,549,000 | 107,780,000 | 109,135,000 | 113,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,210,000 | 21,284,000 | 33,528,000 | 47,003,000 |
| Interest expense | 1,860,000 | 3,864,000 | 6,669,000 | 11,112,000 |
| Net interest income | 8,350,000 | 17,420,000 | 26,859,000 | 35,891,000 |
| Noninterest income | 891,000 | 1,487,000 | 2,244,000 | 2,863,000 |
| Noninterest expense | 5,093,000 | 9,893,000 | 14,862,000 | 19,911,000 |
| Provision for loan losses | 254,000 | 558,000 | 861,000 | 1,165,000 |
| Pretax income | 3,895,000 | 8,455,000 | 13,329,000 | 17,627,000 |
| Income tax | 143,000 | 288,000 | 429,000 | 568,000 |
| Net income | 3,752,000 | 8,167,000 | 12,900,000 | 17,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,649,000 | 104,314,000 | 109,047,000 | 113,206,000 |
| Total capital | 109,366,000 | 115,255,000 | 120,297,000 | 124,762,000 |
| Risk-weighted assets | 1,028,588,000 | 1,070,090,000 | 1,078,872,000 | 1,096,307,000 |