Call reports 2021
FRONTIER BANK — 2021
What FRONTIER BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,066,478,000 | 1,094,082,000 | 1,091,192,000 | 1,106,372,000 |
| Total loans | 880,677,000 | 884,234,000 | 903,089,000 | 943,128,000 |
| Allowance for loan losses | 9,794,000 | 10,030,000 | 10,233,000 | 10,424,000 |
| Securities available for sale | 91,488,000 | 106,171,000 | 130,567,000 | 128,789,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 859,592,000 | 889,665,000 | 888,371,000 | 906,550,000 |
| Interest-bearing deposits | 735,561,000 | 755,533,000 | 756,204,000 | 740,502,000 |
| Noninterest-bearing deposits | 124,031,000 | 134,132,000 | 132,167,000 | 166,048,000 |
| Equity capital | 109,564,000 | 111,771,000 | 111,740,000 | 111,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 11,256,000 | 21,802,000 | 31,919,000 | 42,211,000 |
| Interest expense | 2,135,000 | 4,209,000 | 6,280,000 | 8,201,000 |
| Net interest income | 9,121,000 | 17,593,000 | 25,639,000 | 34,010,000 |
| Noninterest income | 1,443,000 | 2,790,000 | 3,809,000 | 4,709,000 |
| Noninterest expense | 5,118,000 | 10,062,000 | 15,080,000 | 20,189,000 |
| Provision for loan losses | 475,000 | 700,000 | 925,000 | 1,150,000 |
| Pretax income | 4,984,000 | 9,562,000 | 13,384,000 | 17,319,000 |
| Income tax | 79,000 | 157,000 | 236,000 | 338,000 |
| Net income | 4,905,000 | 9,405,000 | 13,148,000 | 16,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,424,000 | 95,982,000 | 96,349,000 | 96,813,000 |
| Total capital | 104,218,000 | 106,012,000 | 106,582,000 | 107,237,000 |
| Risk-weighted assets | 928,600,000 | 919,810,000 | 945,218,000 | 996,496,000 |