Call reports 2020
FRONTIER BANK — 2020
What FRONTIER BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 883,938,000 | 964,049,000 | 956,968,000 | 989,887,000 |
| Total loans | 780,593,000 | 862,960,000 | 863,757,000 | 853,616,000 |
| Allowance for loan losses | 8,368,000 | 9,583,000 | 9,753,000 | 9,875,000 |
| Securities available for sale | 63,146,000 | 62,447,000 | 58,573,000 | 75,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 680,884,000 | 747,269,000 | 750,468,000 | 781,183,000 |
| Interest-bearing deposits | 594,115,000 | 633,419,000 | 645,288,000 | 670,500,000 |
| Noninterest-bearing deposits | 86,769,000 | 113,850,000 | 105,180,000 | 110,683,000 |
| Equity capital | 96,676,000 | 101,676,000 | 107,111,000 | 108,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,063,000 | 21,672,000 | 33,104,000 | 42,329,000 |
| Interest expense | 3,697,000 | 6,171,000 | 8,618,000 | 10,873,000 |
| Net interest income | 6,366,000 | 15,501,000 | 24,486,000 | 31,456,000 |
| Noninterest income | 764,000 | 2,118,000 | 3,535,000 | 5,117,000 |
| Noninterest expense | 4,446,000 | 9,117,000 | 13,774,000 | 18,734,000 |
| Provision for loan losses | 318,000 | 1,439,000 | 1,609,000 | 1,729,000 |
| Pretax income | 2,369,000 | 7,070,000 | 12,315,000 | 16,721,000 |
| Income tax | 79,000 | 157,000 | 236,000 | 314,000 |
| Net income | 2,290,000 | 6,913,000 | 12,079,000 | 16,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,408,000 | 85,206,000 | 90,371,000 | 92,117,000 |
| Total capital | 89,776,000 | 94,789,000 | 100,124,000 | 101,992,000 |
| Risk-weighted assets | 843,447,000 | 872,321,000 | 880,566,000 | 914,656,000 |