Call reports 2019
FRONTIER BANK — 2019
What FRONTIER BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 815,969,000 | 825,757,000 | 877,320,000 | 893,857,000 |
| Total loans | 703,084,000 | 714,049,000 | 732,034,000 | 753,661,000 |
| Allowance for loan losses | 7,203,000 | 7,558,000 | 7,894,000 | 8,237,000 |
| Securities available for sale | 69,778,000 | 58,011,000 | 64,285,000 | 65,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 661,598,000 | 675,297,000 | 718,790,000 | 732,100,000 |
| Interest-bearing deposits | 579,054,000 | 591,481,000 | 639,299,000 | 628,713,000 |
| Noninterest-bearing deposits | 82,544,000 | 83,816,000 | 79,491,000 | 103,387,000 |
| Equity capital | 92,845,000 | 94,017,000 | 94,709,000 | 95,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,245,000 | 18,858,000 | 29,051,000 | 39,126,000 |
| Interest expense | 2,898,000 | 6,142,000 | 9,604,000 | 13,106,000 |
| Net interest income | 6,347,000 | 12,716,000 | 19,447,000 | 26,020,000 |
| Noninterest income | 296,000 | 786,000 | 1,477,000 | 2,159,000 |
| Noninterest expense | 3,870,000 | 7,485,000 | 11,578,000 | 15,384,000 |
| Provision for loan losses | 323,000 | 1,171,000 | 1,983,000 | 2,581,000 |
| Pretax income | 2,455,000 | 4,898,000 | 7,303,000 | 10,157,000 |
| Income tax | 69,000 | 139,000 | 241,000 | 319,000 |
| Net income | 2,386,000 | 4,759,000 | 7,062,000 | 9,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,504,000 | 78,088,000 | 78,494,000 | 80,117,000 |
| Total capital | 84,707,000 | 85,646,000 | 86,388,000 | 88,354,000 |
| Risk-weighted assets | 732,506,000 | 751,306,000 | 793,466,000 | 812,943,000 |