Call reports 2018
FRONTIER BANK — 2018
What FRONTIER BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 778,813,000 | 784,075,000 | 800,058,000 | 806,125,000 |
| Total loans | 654,422,000 | 661,517,000 | 678,785,000 | 690,195,000 |
| Allowance for loan losses | 6,695,000 | 7,054,000 | 7,113,000 | 7,704,000 |
| Securities available for sale | 81,078,000 | 78,382,000 | 74,786,000 | 59,963,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 650,082,000 | 640,369,000 | 626,875,000 | 633,491,000 |
| Interest-bearing deposits | 566,932,000 | 551,960,000 | 542,552,000 | 528,016,000 |
| Noninterest-bearing deposits | 83,150,000 | 88,409,000 | 84,323,000 | 105,475,000 |
| Equity capital | 87,178,000 | 88,676,000 | 88,832,000 | 91,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,346,000 | 16,810,000 | 25,551,000 | 35,258,000 |
| Interest expense | 1,979,000 | 4,129,000 | 6,561,000 | 9,249,000 |
| Net interest income | 6,367,000 | 12,681,000 | 18,990,000 | 26,009,000 |
| Noninterest income | 374,000 | 727,000 | 1,170,000 | 1,615,000 |
| Noninterest expense | 3,998,000 | 7,608,000 | 11,399,000 | 14,666,000 |
| Provision for loan losses | 420,000 | 840,000 | 2,103,000 | 2,656,000 |
| Pretax income | 2,332,000 | 4,945,000 | 6,676,000 | 10,224,000 |
| Income tax | 69,000 | 139,000 | 208,000 | 278,000 |
| Net income | 2,263,000 | 4,806,000 | 6,468,000 | 9,946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,266,000 | 73,875,000 | 74,463,000 | 76,797,000 |
| Total capital | 78,961,000 | 80,929,000 | 81,576,000 | 84,501,000 |
| Risk-weighted assets | 684,956,000 | 683,317,000 | 706,236,000 | 722,376,000 |