Call reports 2016
FRONTIER BANK — 2016
What FRONTIER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 694,035,000 | 721,821,000 | 739,572,000 | 738,781,000 |
| Total loans | 534,159,000 | 552,987,000 | 587,767,000 | 592,531,000 |
| Allowance for loan losses | 4,941,000 | 5,110,000 | 5,452,000 | 5,881,000 |
| Securities available for sale | 107,092,000 | 113,537,000 | 102,623,000 | 98,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 597,131,000 | 570,866,000 | 598,408,000 | 617,365,000 |
| Interest-bearing deposits | 527,725,000 | 505,493,000 | 526,954,000 | 540,248,000 |
| Noninterest-bearing deposits | 69,406,000 | 65,373,000 | 71,454,000 | 77,117,000 |
| Equity capital | 76,490,000 | 78,837,000 | 80,898,000 | 79,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,865,000 | 14,015,000 | 21,831,000 | 29,449,000 |
| Interest expense | 1,269,000 | 2,435,000 | 4,118,000 | 5,517,000 |
| Net interest income | 5,596,000 | 11,580,000 | 17,713,000 | 23,932,000 |
| Noninterest income | 343,000 | 736,000 | 1,139,000 | 1,676,000 |
| Noninterest expense | 3,003,000 | 6,074,000 | 9,048,000 | 12,252,000 |
| Provision for loan losses | 150,000 | 375,000 | 730,000 | 2,537,000 |
| Pretax income | 2,792,000 | 5,878,000 | 9,047,000 | 10,781,000 |
| Income tax | 69,000 | 139,000 | 211,000 | 286,000 |
| Net income | 2,723,000 | 5,739,000 | 8,836,000 | 10,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,678,000 | 61,333,000 | 63,676,000 | 64,533,000 |
| Total capital | 64,619,000 | 66,443,000 | 69,128,000 | 70,414,000 |
| Risk-weighted assets | 575,888,000 | 608,612,000 | 627,332,000 | 645,483,000 |