Call reports 2015
FRONTIER BANK — 2015
What FRONTIER BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 334,468,000 | 333,954,000 | 342,170,000 | 651,502,000 |
| Total loans | 281,396,000 | 287,305,000 | 285,447,000 | 527,989,000 |
| Allowance for loan losses | 2,449,000 | 2,558,000 | 2,599,000 | 5,232,000 |
| Securities available for sale | 26,549,000 | 26,335,000 | 28,436,000 | 73,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,902,000 | 283,724,000 | 290,749,000 | 556,360,000 |
| Interest-bearing deposits | 250,687,000 | 246,628,000 | 251,555,000 | 479,625,000 |
| Noninterest-bearing deposits | 35,215,000 | 37,096,000 | 39,194,000 | 76,735,000 |
| Equity capital | 32,563,000 | 33,823,000 | 35,593,000 | 74,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,393,000 | 7,070,000 | 10,682,000 | 26,485,000 |
| Interest expense | 778,000 | 1,594,000 | 2,430,000 | 5,183,000 |
| Net interest income | 2,615,000 | 5,476,000 | 8,252,000 | 21,302,000 |
| Noninterest income | 313,000 | 661,000 | 957,000 | 1,657,000 |
| Noninterest expense | 1,352,000 | 2,937,000 | 4,246,000 | 10,243,000 |
| Provision for loan losses | 135,000 | 240,000 | 315,000 | 690,000 |
| Pretax income | 1,479,000 | 3,000,000 | 4,645,000 | 12,000,000 |
| Income tax | 26,000 | 62,000 | 99,000 | 249,000 |
| Net income | 1,453,000 | 2,938,000 | 4,546,000 | 11,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,630,000 | 30,115,000 | 31,723,000 | 58,126,000 |
| Total capital | 31,079,000 | 32,673,000 | 34,322,000 | 63,358,000 |
| Risk-weighted assets | 293,675,000 | 305,584,000 | 302,950,000 | 566,686,000 |