Call reports 2014
FRONTIER BANK — 2014
What FRONTIER BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 272,780,000 | 277,468,000 | 289,317,000 | 318,272,000 |
| Total loans | 223,924,000 | 234,248,000 | 247,428,000 | 276,802,000 |
| Allowance for loan losses | 2,151,000 | 2,256,000 | 2,365,000 | 2,309,000 |
| Securities available for sale | 25,556,000 | 31,978,000 | 30,887,000 | 29,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,669,000 | 227,634,000 | 246,914,000 | 259,732,000 |
| Interest-bearing deposits | 208,808,000 | 207,319,000 | 210,053,000 | 221,273,000 |
| Noninterest-bearing deposits | 23,861,000 | 20,315,000 | 36,861,000 | 38,459,000 |
| Equity capital | 25,508,000 | 26,733,000 | 27,897,000 | 30,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,788,000 | 5,845,000 | 9,051,000 | 12,572,000 |
| Interest expense | 697,000 | 1,440,000 | 2,172,000 | 2,934,000 |
| Net interest income | 2,091,000 | 4,405,000 | 6,879,000 | 9,638,000 |
| Noninterest income | 665,000 | 812,000 | 1,037,000 | 1,228,000 |
| Noninterest expense | 1,223,000 | 2,569,000 | 3,791,000 | 5,186,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 430,000 |
| Pretax income | 1,382,000 | 2,402,000 | 3,752,000 | 5,180,000 |
| Income tax | 21,000 | 43,000 | 83,000 | 109,000 |
| Net income | 1,361,000 | 2,359,000 | 3,669,000 | 5,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,968,000 | 22,965,000 | 24,275,000 | 27,177,000 |
| Total capital | 24,119,000 | 25,221,000 | 26,640,000 | 29,486,000 |
| Risk-weighted assets | 224,150,000 | 234,096,000 | 248,039,000 | 278,598,000 |