Call reports 2013
FRONTIER BANK — 2013
What FRONTIER BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 197,708,000 | 202,978,000 | 212,646,000 | 237,222,000 |
| Total loans | 173,339,000 | 182,629,000 | 196,865,000 | 214,529,000 |
| Allowance for loan losses | 1,693,000 | 1,802,000 | 1,992,000 | 2,035,000 |
| Securities available for sale | 4,782,000 | 4,333,000 | 4,067,000 | 4,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,371,000 | 169,917,000 | 168,403,000 | 199,567,000 |
| Interest-bearing deposits | 146,556,000 | 146,369,000 | 143,035,000 | 173,462,000 |
| Noninterest-bearing deposits | 17,815,000 | 23,548,000 | 25,368,000 | 26,105,000 |
| Equity capital | 21,353,000 | 22,060,000 | 22,838,000 | 24,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,302,000 | 4,629,000 | 7,145,000 | 10,163,000 |
| Interest expense | 568,000 | 1,150,000 | 1,706,000 | 2,326,000 |
| Net interest income | 1,734,000 | 3,479,000 | 5,439,000 | 7,837,000 |
| Noninterest income | 423,000 | 916,000 | 1,207,000 | 1,118,000 |
| Noninterest expense | 959,000 | 2,275,000 | 3,432,000 | 4,598,000 |
| Provision for loan losses | 135,000 | 240,000 | 345,000 | 410,000 |
| Pretax income | 1,060,000 | 1,862,000 | 2,868,000 | 3,906,000 |
| Income tax | 20,000 | 40,000 | 60,000 | 80,000 |
| Net income | 1,040,000 | 1,807,000 | 2,793,000 | 3,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,731,000 | 18,505,000 | 19,338,000 | 20,606,000 |
| Total capital | 19,424,000 | 20,307,000 | 21,330,000 | 22,641,000 |
| Risk-weighted assets | 180,548,000 | 179,596,000 | 200,238,000 | 217,598,000 |