Call reports 2012
FRONTIER BANK — 2012
What FRONTIER BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 153,988,000 | 167,395,000 | 177,351,000 | 193,903,000 |
| Total loans | 133,006,000 | 148,208,000 | 158,598,000 | 176,252,000 |
| Allowance for loan losses | 1,066,000 | 1,245,000 | 1,431,000 | 1,642,000 |
| Securities available for sale | 7,707,000 | 6,378,000 | 5,216,000 | 5,048,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,332,000 | 136,567,000 | 144,617,000 | 152,839,000 |
| Interest-bearing deposits | 115,990,000 | 124,203,000 | 128,855,000 | 135,396,000 |
| Noninterest-bearing deposits | 13,342,000 | 12,364,000 | 15,762,000 | 17,443,000 |
| Equity capital | 17,483,000 | 17,652,000 | 18,799,000 | 20,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,897,000 | 3,877,000 | 6,065,000 | 8,298,000 |
| Interest expense | 538,000 | 1,096,000 | 1,677,000 | 2,272,000 |
| Net interest income | 1,359,000 | 2,781,000 | 4,388,000 | 6,026,000 |
| Noninterest income | 181,000 | 421,000 | 740,000 | 1,049,000 |
| Noninterest expense | 960,000 | 1,999,000 | 3,021,000 | 4,209,000 |
| Provision for loan losses | 165,000 | 350,000 | 545,000 | 740,000 |
| Pretax income | 405,000 | 810,000 | 1,510,000 | 2,066,000 |
| Income tax | 14,000 | 27,000 | 44,000 | 67,000 |
| Net income | 391,000 | 783,000 | 1,466,000 | 1,999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,115,000 | 14,253,000 | 15,193,000 | 16,684,000 |
| Total capital | 15,181,000 | 15,498,000 | 16,624,000 | 18,326,000 |
| Risk-weighted assets | 138,212,000 | 149,171,000 | 157,038,000 | 178,621,000 |