Call reports 2011
FRONTIER BANK — 2011
What FRONTIER BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 119,343,000 | 117,779,000 | 121,490,000 | 155,546,000 |
| Total loans | 91,265,000 | 100,305,000 | 103,098,000 | 132,217,000 |
| Allowance for loan losses | 892,000 | 871,000 | 943,000 | 905,000 |
| Securities available for sale | 7,467,000 | 7,125,000 | 6,748,000 | 8,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,343,000 | 95,784,000 | 100,445,000 | 117,612,000 |
| Interest-bearing deposits | 89,730,000 | 87,565,000 | 91,557,000 | 104,450,000 |
| Noninterest-bearing deposits | 7,613,000 | 8,219,000 | 8,888,000 | 13,162,000 |
| Equity capital | 13,887,000 | 14,005,000 | 13,858,000 | 18,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,457,000 | 2,998,000 | 4,587,000 | 6,221,000 |
| Interest expense | 536,000 | 1,044,000 | 1,533,000 | 2,033,000 |
| Net interest income | 921,000 | 1,954,000 | 3,054,000 | 4,188,000 |
| Noninterest income | 222,000 | 376,000 | 529,000 | 848,000 |
| Noninterest expense | 898,000 | 1,814,000 | 2,743,000 | 3,829,000 |
| Provision for loan losses | 60,000 | 120,000 | 190,000 | 265,000 |
| Pretax income | 170,000 | 370,000 | 617,000 | 899,000 |
| Income tax | 8,000 | 17,000 | 25,000 | 28,000 |
| Net income | 162,000 | 353,000 | 592,000 | 871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,487,000 | 10,685,000 | 10,613,000 | 14,899,000 |
| Total capital | 11,379,000 | 11,556,000 | 11,556,000 | 15,804,000 |
| Risk-weighted assets | 106,049,000 | 108,891,000 | 111,509,000 | 142,057,000 |