Call reports 2003
FRONTIER BANK — 2003
What FRONTIER BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 54,514,000 | 52,265,000 | 54,832,000 | 53,590,000 |
| Total loans | 32,882,000 | 32,737,000 | 33,569,000 | 33,480,000 |
| Allowance for loan losses | 1,427,000 | 1,423,000 | 1,389,000 | 1,153,000 |
| Securities available for sale | 9,463,000 | 10,192,000 | 12,560,000 | 13,457,000 |
| Securities held to maturity | 500,000 | 508,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,442,000 | 42,035,000 | 42,564,000 | 42,649,000 |
| Interest-bearing deposits | 41,302,000 | 39,476,000 | 39,756,000 | 39,227,000 |
| Noninterest-bearing deposits | 3,140,000 | 2,559,000 | 2,808,000 | 3,422,000 |
| Equity capital | 6,429,000 | 6,581,000 | 6,394,000 | 6,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 748,000 | 1,469,000 | 2,204,000 | 2,956,000 |
| Interest expense | 285,000 | 557,000 | 808,000 | 1,053,000 |
| Net interest income | 463,000 | 912,000 | 1,396,000 | 1,903,000 |
| Noninterest income | 45,000 | 158,000 | 205,000 | 270,000 |
| Noninterest expense | 405,000 | 827,000 | 1,228,000 | 1,665,000 |
| Provision for loan losses | 0 | 0 | 0 | -320,000 |
| Pretax income | 101,000 | 241,000 | 371,000 | 826,000 |
| Income tax | 20,000 | 56,000 | 89,000 | 228,000 |
| Net income | 81,000 | 185,000 | 282,000 | 598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,451,000 | 5,610,000 | 5,500,000 | 5,564,000 |
| Total capital | 5,915,000 | 6,050,000 | 5,958,000 | 6,026,000 |
| Risk-weighted assets | 36,143,000 | 34,248,000 | 35,842,000 | 36,248,000 |
Machine access — free, no API key
Every figure shown here about FRONTIER BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.