Call reports 2023
BANK OF LOUISIANA — 2023
What BANK OF LOUISIANA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 92,932,000 | 91,033,000 | 88,170,000 | 87,865,000 |
| Total loans | 52,878,000 | 52,839,000 | 50,467,000 | 50,204,000 |
| Allowance for loan losses | 1,800,000 | 1,800,000 | 1,800,000 | 1,775,000 |
| Securities available for sale | 4,729,000 | 4,674,000 | 4,699,000 | 4,855,000 |
| Securities held to maturity | 6,452,000 | 6,499,000 | 6,551,000 | 6,554,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,939,000 | 80,234,000 | 77,369,000 | 77,081,000 |
| Interest-bearing deposits | 45,549,000 | 45,571,000 | 45,182,000 | 44,035,000 |
| Noninterest-bearing deposits | 37,390,000 | 34,663,000 | 32,187,000 | 33,046,000 |
| Equity capital | 9,334,000 | 10,125,000 | 10,142,000 | 10,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,081,000 | 2,205,000 | 3,349,000 | 4,494,000 |
| Interest expense | 30,000 | 77,000 | 134,000 | 204,000 |
| Net interest income | 1,051,000 | 2,128,000 | 3,215,000 | 4,290,000 |
| Noninterest income | 130,000 | 1,334,000 | 1,438,000 | 1,565,000 |
| Noninterest expense | 1,052,000 | 2,205,000 | 3,374,000 | 4,572,000 |
| Provision for loan losses | 41,000 | 56,000 | 75,000 | 102,000 |
| Pretax income | 245,000 | 1,358,000 | 1,361,000 | 1,338,000 |
| Income tax | 52,000 | 313,000 | 298,000 | 296,000 |
| Net income | 193,000 | 1,045,000 | 1,063,000 | 1,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,969,000 | 10,006,000 | 10,015,000 | 10,057,000 |
| Total capital | 9,669,000 | 10,700,000 | 10,667,000 | 10,700,000 |
| Risk-weighted assets | 54,875,000 | 54,434,000 | 51,004,000 | 50,351,000 |