Call reports 2021
BANK OF LOUISIANA — 2021
What BANK OF LOUISIANA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 88,572,000 | 92,188,000 | 96,054,000 | 101,395,000 |
| Total loans | 42,000,000 | 42,280,000 | 43,922,000 | 43,626,000 |
| Allowance for loan losses | 1,800,000 | 1,800,000 | 1,800,000 | 1,800,000 |
| Securities available for sale | 0 | 0 | 4,931,000 | 4,905,000 |
| Securities held to maturity | 1,500,000 | 1,499,000 | 1,499,000 | 1,499,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,368,000 | 84,122,000 | 87,016,000 | 91,989,000 |
| Interest-bearing deposits | 45,181,000 | 46,201,000 | 46,114,000 | 48,026,000 |
| Noninterest-bearing deposits | 35,187,000 | 37,921,000 | 40,902,000 | 43,963,000 |
| Equity capital | 7,908,000 | 7,610,000 | 7,103,000 | 8,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 641,000 | 1,286,000 | 1,939,000 | 2,699,000 |
| Interest expense | 37,000 | 74,000 | 110,000 | 143,000 |
| Net interest income | 604,000 | 1,212,000 | 1,829,000 | 2,556,000 |
| Noninterest income | 384,000 | 566,000 | 679,000 | 4,796,000 |
| Noninterest expense | 1,116,000 | 2,369,000 | 3,460,000 | 6,226,000 |
| Provision for loan losses | 10,000 | 6,000 | 33,000 | 49,000 |
| Pretax income | -48,000 | -423,000 | -1,029,000 | 1,213,000 |
| Income tax | -10,000 | -88,000 | -214,000 | 149,000 |
| Net income | -38,000 | -335,000 | -815,000 | 1,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,999,000 | 6,622,000 | 6,016,000 | 8,259,000 |
| Total capital | 7,676,000 | 7,290,000 | 6,724,000 | 8,980,000 |
| Risk-weighted assets | 53,023,000 | 52,279,000 | 55,587,000 | 56,572,000 |