Call reports 2020
BANK OF LOUISIANA — 2020
What BANK OF LOUISIANA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 78,587,000 | 85,462,000 | 84,304,000 | 85,808,000 |
| Total loans | 46,334,000 | 45,493,000 | 44,447,000 | 43,944,000 |
| Allowance for loan losses | 1,800,000 | 1,800,000 | 1,800,000 | 1,800,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,500,000 | 1,500,000 | 1,500,000 | 1,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,319,000 | 77,571,000 | 76,205,000 | 77,498,000 |
| Interest-bearing deposits | 43,112,000 | 45,061,000 | 42,915,000 | 43,210,000 |
| Noninterest-bearing deposits | 28,207,000 | 32,510,000 | 33,290,000 | 34,288,000 |
| Equity capital | 6,917,000 | 7,438,000 | 7,629,000 | 7,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 818,000 | 1,558,000 | 2,253,000 | 2,721,000 |
| Interest expense | 48,000 | 94,000 | 138,000 | 175,000 |
| Net interest income | 770,000 | 1,464,000 | 2,115,000 | 2,546,000 |
| Noninterest income | 184,000 | 652,000 | 1,019,000 | 1,921,000 |
| Noninterest expense | 1,432,000 | 2,724,000 | 3,972,000 | 5,066,000 |
| Provision for loan losses | 6,000 | 27,000 | 34,000 | 43,000 |
| Pretax income | -1,315,000 | -676,000 | -434,000 | -52,000 |
| Income tax | -275,000 | -157,000 | -106,000 | -40,000 |
| Net income | -1,040,000 | -519,000 | -328,000 | -12,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,782,000 | 6,422,000 | 6,664,000 | 7,047,000 |
| Total capital | 6,583,000 | 7,337,000 | 7,600,000 | 7,802,000 |
| Risk-weighted assets | 63,060,000 | 72,354,000 | 73,978,000 | 59,381,000 |