Call reports 2019
BANK OF LOUISIANA — 2019
What BANK OF LOUISIANA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 79,479,000 | 78,851,000 | 77,382,000 | 78,438,000 |
| Total loans | 45,857,000 | 45,429,000 | 46,469,000 | 47,060,000 |
| Allowance for loan losses | 1,800,000 | 1,800,000 | 1,800,000 | 1,800,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,484,000 | 1,485,000 | 1,486,000 | 1,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,489,000 | 69,758,000 | 68,435,000 | 70,095,000 |
| Interest-bearing deposits | 43,359,000 | 43,500,000 | 42,693,000 | 43,824,000 |
| Noninterest-bearing deposits | 27,130,000 | 26,258,000 | 25,742,000 | 26,271,000 |
| Equity capital | 8,570,000 | 8,599,000 | 8,419,000 | 7,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 849,000 | 1,701,000 | 2,551,000 | 3,410,000 |
| Interest expense | 51,000 | 99,000 | 147,000 | 196,000 |
| Net interest income | 798,000 | 1,602,000 | 2,404,000 | 3,214,000 |
| Noninterest income | 434,000 | 953,000 | 1,319,000 | 1,096,000 |
| Noninterest expense | 1,450,000 | 3,035,000 | 4,531,000 | 6,000,000 |
| Provision for loan losses | 48,000 | 157,000 | 168,000 | 191,000 |
| Pretax income | 2,690,000 | 2,700,000 | 2,468,000 | 1,911,000 |
| Income tax | 565,000 | 545,000 | 494,000 | 398,000 |
| Net income | 2,125,000 | 2,155,000 | 1,974,000 | 1,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,878,000 | 7,887,000 | 7,655,000 | 7,099,000 |
| Total capital | 8,712,000 | 8,725,000 | 8,464,000 | 7,931,000 |
| Risk-weighted assets | 65,731,000 | 66,048,000 | 63,694,000 | 65,567,000 |