Call reports 2016
BANK OF LOUISIANA — 2016
What BANK OF LOUISIANA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 79,261,000 | 78,727,000 | 75,663,000 | 75,814,000 |
| Total loans | 48,397,000 | 49,858,000 | 49,540,000 | 47,836,000 |
| Allowance for loan losses | 1,800,000 | 1,800,000 | 1,800,000 | 1,800,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 851,000 | 850,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,307,000 | 68,948,000 | 66,051,000 | 66,665,000 |
| Interest-bearing deposits | 40,776,000 | 41,302,000 | 39,869,000 | 40,129,000 |
| Noninterest-bearing deposits | 28,531,000 | 27,646,000 | 26,182,000 | 26,536,000 |
| Equity capital | 9,485,000 | 9,301,000 | 9,099,000 | 8,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,031,000 | 2,104,000 | 3,189,000 | 3,123,000 |
| Interest expense | 38,000 | 70,000 | 109,000 | 146,000 |
| Net interest income | 993,000 | 2,034,000 | 3,080,000 | 2,977,000 |
| Noninterest income | 232,000 | 506,000 | 712,000 | 1,994,000 |
| Noninterest expense | 1,524,000 | 3,112,000 | 4,655,000 | 6,404,000 |
| Provision for loan losses | 11,000 | 20,000 | 35,000 | 63,000 |
| Pretax income | -310,000 | -592,000 | -898,000 | -1,496,000 |
| Income tax | -109,000 | -207,000 | -311,000 | -515,000 |
| Net income | -201,000 | -385,000 | -587,000 | -981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,615,000 | 8,333,000 | 8,027,000 | 7,428,000 |
| Total capital | 9,370,000 | 9,066,000 | 8,726,000 | 8,118,000 |
| Risk-weighted assets | 58,842,000 | 57,203,000 | 54,414,000 | 53,604,000 |