Call reports 2015
BANK OF LOUISIANA — 2015
What BANK OF LOUISIANA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 78,655,000 | 78,935,000 | 77,640,000 | 78,472,000 |
| Total loans | 49,075,000 | 49,092,000 | 49,156,000 | 48,423,000 |
| Allowance for loan losses | 1,800,000 | 1,799,000 | 1,800,000 | 1,800,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 852,000 | 852,000 | 852,000 | 851,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,482,000 | 68,077,000 | 66,799,000 | 68,338,000 |
| Interest-bearing deposits | 39,871,000 | 40,597,000 | 39,304,000 | 40,315,000 |
| Noninterest-bearing deposits | 27,611,000 | 27,480,000 | 27,495,000 | 28,023,000 |
| Equity capital | 10,642,000 | 10,340,000 | 10,121,000 | 9,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,041,000 | 2,093,000 | 3,161,000 | 4,291,000 |
| Interest expense | 41,000 | 78,000 | 122,000 | 162,000 |
| Net interest income | 1,000,000 | 2,015,000 | 3,039,000 | 4,129,000 |
| Noninterest income | 205,000 | 555,000 | 754,000 | 690,000 |
| Noninterest expense | 1,394,000 | 3,210,000 | 4,756,000 | 6,420,000 |
| Provision for loan losses | 37,000 | 45,000 | 57,000 | 88,000 |
| Pretax income | -226,000 | -685,000 | -1,020,000 | -1,689,000 |
| Income tax | -78,000 | -233,000 | -350,000 | -585,000 |
| Net income | -148,000 | -452,000 | -670,000 | -1,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,538,000 | 9,931,000 | 9,595,000 | 8,924,000 |
| Total capital | 12,337,000 | 10,618,000 | 10,327,000 | 9,676,000 |
| Risk-weighted assets | 52,619,000 | 53,887,000 | 57,213,000 | 58,606,000 |