Call reports 2013
BANK OF LOUISIANA — 2013
What BANK OF LOUISIANA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 84,463,000 | 85,154,000 | 84,490,000 | 80,337,000 |
| Total loans | 51,088,000 | 51,160,000 | 50,143,000 | 50,980,000 |
| Allowance for loan losses | 1,800,000 | 1,800,000 | 1,800,000 | 1,800,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 850,000 | 850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,052,000 | 72,876,000 | 72,160,000 | 68,409,000 |
| Interest-bearing deposits | 44,672,000 | 44,676,000 | 43,983,000 | 41,642,000 |
| Noninterest-bearing deposits | 27,380,000 | 28,200,000 | 28,177,000 | 26,767,000 |
| Equity capital | 12,063,000 | 11,900,000 | 11,807,000 | 11,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,153,000 | 2,256,000 | 3,337,000 | 4,527,000 |
| Interest expense | 66,000 | 128,000 | 188,000 | 236,000 |
| Net interest income | 1,087,000 | 2,128,000 | 3,149,000 | 4,291,000 |
| Noninterest income | 494,000 | 787,000 | 1,184,000 | 1,276,000 |
| Noninterest expense | 1,463,000 | 3,003,000 | 4,562,000 | 6,020,000 |
| Provision for loan losses | 34,000 | 80,000 | 85,000 | 106,000 |
| Pretax income | 84,000 | -168,000 | -314,000 | -559,000 |
| Income tax | 28,000 | -61,000 | -114,000 | -190,000 |
| Net income | 56,000 | -107,000 | -200,000 | -369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,063,000 | 11,900,000 | 11,807,000 | 11,638,000 |
| Total capital | 12,747,000 | 12,595,000 | 12,487,000 | 12,325,000 |
| Risk-weighted assets | 53,600,000 | 54,532,000 | 53,291,000 | 53,867,000 |