Call reports 2012
BANK OF LOUISIANA — 2012
What BANK OF LOUISIANA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 91,076,000 | 87,889,000 | 86,230,000 | 88,868,000 |
| Total loans | 55,757,000 | 54,708,000 | 53,571,000 | 51,983,000 |
| Allowance for loan losses | 1,800,000 | 1,800,000 | 1,800,000 | 1,800,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,429,000 | 75,220,000 | 73,528,000 | 76,517,000 |
| Interest-bearing deposits | 47,674,000 | 47,182,000 | 46,042,000 | 46,130,000 |
| Noninterest-bearing deposits | 30,755,000 | 28,038,000 | 27,486,000 | 30,387,000 |
| Equity capital | 12,215,000 | 12,218,000 | 12,172,000 | 12,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,305,000 | 2,623,000 | 3,869,000 | 5,076,000 |
| Interest expense | 81,000 | 153,000 | 223,000 | 298,000 |
| Net interest income | 1,224,000 | 2,470,000 | 3,646,000 | 4,778,000 |
| Noninterest income | 250,000 | 482,000 | 728,000 | 912,000 |
| Noninterest expense | 1,375,000 | 2,857,000 | 4,337,000 | 5,834,000 |
| Provision for loan losses | 51,000 | 41,000 | 45,000 | 60,000 |
| Pretax income | 48,000 | 54,000 | -8,000 | -204,000 |
| Income tax | 20,000 | 23,000 | 7,000 | -25,000 |
| Net income | 28,000 | 31,000 | -15,000 | -179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,215,000 | 12,218,000 | 12,172,000 | 12,008,000 |
| Total capital | 12,973,000 | 12,956,000 | 12,901,000 | 12,722,000 |
| Risk-weighted assets | 59,610,000 | 57,942,000 | 57,229,000 | 56,062,000 |