Call reports 2023
FIRST NATIONAL BANK IN CRESTON, THE — 2023
What FIRST NATIONAL BANK IN CRESTON, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 445,332,000 | 442,580,000 | 447,281,000 | 448,331,000 |
| Total loans | 278,592,000 | 279,659,000 | 286,171,000 | 284,008,000 |
| Allowance for loan losses | 3,104,000 | 3,187,000 | 3,414,000 | 3,466,000 |
| Securities available for sale | 139,456,000 | 135,962,000 | 133,416,000 | 135,413,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,894,000 | 352,150,000 | 339,089,000 | 349,929,000 |
| Interest-bearing deposits | 307,989,000 | 300,574,000 | 290,060,000 | 289,786,000 |
| Noninterest-bearing deposits | 63,905,000 | 51,576,000 | 49,029,000 | 60,143,000 |
| Equity capital | 32,010,000 | 32,204,000 | 31,991,000 | 35,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,014,000 | 8,241,000 | 12,620,000 | 17,092,000 |
| Interest expense | 1,206,000 | 2,634,000 | 4,226,000 | 5,996,000 |
| Net interest income | 2,808,000 | 5,607,000 | 8,394,000 | 11,096,000 |
| Noninterest income | 1,646,000 | 3,287,000 | 4,954,000 | 6,437,000 |
| Noninterest expense | 3,507,000 | 7,025,000 | 10,506,000 | 13,900,000 |
| Provision for loan losses | 75,000 | 143,000 | 370,000 | 445,000 |
| Pretax income | 885,000 | 1,741,000 | 2,651,000 | 3,389,000 |
| Income tax | 214,000 | 419,000 | 636,000 | 811,000 |
| Net income | 671,000 | 1,322,000 | 2,015,000 | 2,578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,198,000 | 40,000,000 | 40,844,000 | 41,558,000 |
| Total capital | 42,669,000 | 43,562,000 | 44,480,000 | 45,246,000 |
| Risk-weighted assets | 332,745,000 | 333,361,000 | 337,415,000 | 335,051,000 |