Call reports 2022
FIRST NATIONAL BANK IN CRESTON, THE — 2022
What FIRST NATIONAL BANK IN CRESTON, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 428,014,000 | 421,606,000 | 433,987,000 | 447,929,000 |
| Total loans | 247,358,000 | 244,550,000 | 263,010,000 | 277,388,000 |
| Allowance for loan losses | 3,213,000 | 3,259,000 | 3,304,000 | 3,399,000 |
| Securities available for sale | 151,909,000 | 147,605,000 | 140,368,000 | 138,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,417,000 | 370,640,000 | 375,279,000 | 376,627,000 |
| Interest-bearing deposits | 301,549,000 | 304,941,000 | 314,183,000 | 313,807,000 |
| Noninterest-bearing deposits | 63,868,000 | 65,699,000 | 61,096,000 | 62,820,000 |
| Equity capital | 32,745,000 | 30,451,000 | 27,635,000 | 29,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,733,000 | 5,769,000 | 9,083,000 | 12,922,000 |
| Interest expense | 171,000 | 341,000 | 553,000 | 1,243,000 |
| Net interest income | 2,562,000 | 5,428,000 | 8,530,000 | 11,679,000 |
| Noninterest income | 1,600,000 | 3,215,000 | 4,862,000 | 6,538,000 |
| Noninterest expense | 3,246,000 | 6,744,000 | 10,145,000 | 13,635,000 |
| Provision for loan losses | 44,000 | 88,000 | 133,000 | 228,000 |
| Pretax income | 863,000 | 1,793,000 | 3,097,000 | 4,346,000 |
| Income tax | 219,000 | 444,000 | 758,000 | 1,051,000 |
| Net income | 644,000 | 1,349,000 | 2,339,000 | 3,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,759,000 | 36,384,000 | 37,425,000 | 38,436,000 |
| Total capital | 38,972,000 | 39,643,000 | 40,729,000 | 41,835,000 |
| Risk-weighted assets | 304,412,000 | 300,270,000 | 324,129,000 | 339,271,000 |