Call reports 2021
FIRST NATIONAL BANK IN CRESTON, THE — 2021
What FIRST NATIONAL BANK IN CRESTON, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 410,085,000 | 407,039,000 | 404,099,000 | 420,347,000 |
| Total loans | 263,822,000 | 254,717,000 | 249,074,000 | 250,447,000 |
| Allowance for loan losses | 2,950,000 | 3,149,000 | 3,122,000 | 3,169,000 |
| Securities available for sale | 111,777,000 | 123,259,000 | 127,621,000 | 136,669,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,063,000 | 356,752,000 | 333,447,000 | 351,407,000 |
| Interest-bearing deposits | 303,341,000 | 302,896,000 | 277,745,000 | 285,312,000 |
| Noninterest-bearing deposits | 57,722,000 | 53,856,000 | 55,702,000 | 66,095,000 |
| Equity capital | 36,404,000 | 38,008,000 | 39,126,000 | 38,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,837,000 | 7,047,000 | 10,591,000 | 13,388,000 |
| Interest expense | 267,000 | 494,000 | 696,000 | 876,000 |
| Net interest income | 2,570,000 | 6,553,000 | 9,895,000 | 12,512,000 |
| Noninterest income | 1,483,000 | 3,027,000 | 4,617,000 | 5,966,000 |
| Noninterest expense | 3,047,000 | 6,236,000 | 9,536,000 | 12,829,000 |
| Provision for loan losses | 54,000 | 244,000 | 285,000 | 327,000 |
| Pretax income | 972,000 | 3,124,000 | 4,725,000 | 5,367,000 |
| Income tax | 255,000 | 804,000 | 1,216,000 | 1,389,000 |
| Net income | 717,000 | 2,320,000 | 3,509,000 | 3,978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,572,000 | 33,325,000 | 34,665,000 | 35,285,000 |
| Total capital | 34,522,000 | 36,474,000 | 37,787,000 | 38,454,000 |
| Risk-weighted assets | 282,750,000 | 270,621,000 | 292,774,000 | 301,298,000 |