Call reports 2020
FIRST NATIONAL BANK IN CRESTON, THE — 2020
What FIRST NATIONAL BANK IN CRESTON, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 252,997,000 | 370,520,000 | 366,533,000 | 382,267,000 |
| Total loans | 173,272,000 | 233,749,000 | 236,472,000 | 244,843,000 |
| Allowance for loan losses | 2,777,000 | 2,813,000 | 2,912,000 | 2,971,000 |
| Securities available for sale | 49,207,000 | 80,424,000 | 86,167,000 | 108,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,586,000 | 320,073,000 | 317,911,000 | 331,178,000 |
| Interest-bearing deposits | 196,982,000 | 274,955,000 | 274,162,000 | 283,633,000 |
| Noninterest-bearing deposits | 26,604,000 | 45,118,000 | 43,749,000 | 47,545,000 |
| Equity capital | 27,902,000 | 35,715,000 | 36,223,000 | 36,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,639,000 | 5,780,000 | 8,916,000 | 11,839,000 |
| Interest expense | 445,000 | 958,000 | 1,446,000 | 1,759,000 |
| Net interest income | 2,194,000 | 4,822,000 | 7,470,000 | 10,080,000 |
| Noninterest income | 1,424,000 | 2,810,000 | 4,279,000 | 5,658,000 |
| Noninterest expense | 2,664,000 | 5,899,000 | 9,044,000 | 12,234,000 |
| Provision for loan losses | 15,000 | 57,000 | 113,000 | 168,000 |
| Pretax income | 979,000 | 1,724,000 | 2,641,000 | 3,393,000 |
| Income tax | 233,000 | 403,000 | 617,000 | 865,000 |
| Net income | 746,000 | 1,321,000 | 2,024,000 | 2,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,010,000 | 28,607,000 | 29,460,000 | 30,704,000 |
| Total capital | 29,324,000 | 31,420,000 | 32,372,000 | 33,675,000 |
| Risk-weighted assets | 184,680,000 | 249,344,000 | 249,427,000 | 267,902,000 |