Call reports 2019
FIRST NATIONAL BANK IN CRESTON, THE — 2019
What FIRST NATIONAL BANK IN CRESTON, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 245,707,000 | 245,935,000 | 243,590,000 | 249,287,000 |
| Total loans | 175,727,000 | 177,557,000 | 173,222,000 | 176,743,000 |
| Allowance for loan losses | 2,986,000 | 3,002,000 | 2,994,000 | 2,805,000 |
| Securities available for sale | 48,513,000 | 47,206,000 | 45,770,000 | 52,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,517,000 | 219,090,000 | 215,765,000 | 218,600,000 |
| Interest-bearing deposits | 194,421,000 | 194,245,000 | 191,670,000 | 193,108,000 |
| Noninterest-bearing deposits | 25,096,000 | 24,845,000 | 24,095,000 | 25,492,000 |
| Equity capital | 24,873,000 | 25,687,000 | 26,019,000 | 26,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,784,000 | 5,586,000 | 8,361,000 | 11,078,000 |
| Interest expense | 522,000 | 1,068,000 | 1,590,000 | 2,061,000 |
| Net interest income | 2,262,000 | 4,518,000 | 6,771,000 | 9,017,000 |
| Noninterest income | 1,292,000 | 2,627,000 | 3,946,000 | 5,194,000 |
| Noninterest expense | 2,416,000 | 4,943,000 | 7,363,000 | 9,947,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 1,129,000 | 2,179,000 | 3,352,000 | 4,247,000 |
| Income tax | 56,000 | 103,000 | 176,000 | 389,000 |
| Net income | 1,073,000 | 2,076,000 | 3,176,000 | 3,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,947,000 | 25,325,000 | 25,709,000 | 26,264,000 |
| Total capital | 27,189,000 | 27,583,000 | 27,942,000 | 28,572,000 |
| Risk-weighted assets | 178,621,000 | 179,923,000 | 177,927,000 | 184,158,000 |