Call reports 2018
FIRST NATIONAL BANK IN CRESTON, THE — 2018
What FIRST NATIONAL BANK IN CRESTON, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 246,756,000 | 251,769,000 | 253,824,000 | 245,653,000 |
| Total loans | 184,945,000 | 183,939,000 | 185,651,000 | 180,561,000 |
| Allowance for loan losses | 2,858,000 | 2,906,000 | 2,952,000 | 2,977,000 |
| Securities available for sale | 41,407,000 | 49,898,000 | 49,059,000 | 46,930,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,713,000 | 224,805,000 | 218,213,000 | 220,238,000 |
| Interest-bearing deposits | 194,709,000 | 198,300,000 | 194,210,000 | 192,639,000 |
| Noninterest-bearing deposits | 28,004,000 | 26,505,000 | 24,003,000 | 27,599,000 |
| Equity capital | 22,889,000 | 23,085,000 | 23,225,000 | 23,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,509,000 | 5,169,000 | 7,933,000 | 10,736,000 |
| Interest expense | 378,000 | 784,000 | 1,257,000 | 1,753,000 |
| Net interest income | 2,131,000 | 4,385,000 | 6,676,000 | 8,983,000 |
| Noninterest income | 1,218,000 | 2,458,000 | 3,717,000 | 4,885,000 |
| Noninterest expense | 2,320,000 | 4,650,000 | 7,006,000 | 9,379,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 995,000 | 2,129,000 | 3,293,000 | 4,365,000 |
| Income tax | 50,000 | 106,000 | 165,000 | 218,000 |
| Net income | 945,000 | 2,023,000 | 3,128,000 | 4,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,452,000 | 23,829,000 | 24,215,000 | 24,572,000 |
| Total capital | 25,743,000 | 26,124,000 | 26,539,000 | 26,863,000 |
| Risk-weighted assets | 182,735,000 | 183,020,000 | 185,314,000 | 182,583,000 |