Call reports 2016
FIRST NATIONAL BANK IN CRESTON, THE — 2016
What FIRST NATIONAL BANK IN CRESTON, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 234,602,000 | 226,528,000 | 228,289,000 | 241,631,000 |
| Total loans | 191,184,000 | 190,724,000 | 191,684,000 | 189,263,000 |
| Allowance for loan losses | 2,318,000 | 2,414,000 | 2,511,000 | 2,413,000 |
| Securities available for sale | 25,890,000 | 22,749,000 | 21,869,000 | 30,304,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,467,000 | 199,326,000 | 197,781,000 | 215,786,000 |
| Interest-bearing deposits | 179,858,000 | 173,311,000 | 172,164,000 | 188,454,000 |
| Noninterest-bearing deposits | 28,609,000 | 26,015,000 | 25,617,000 | 27,332,000 |
| Equity capital | 21,156,000 | 21,597,000 | 21,823,000 | 21,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,303,000 | 4,650,000 | 6,960,000 | 9,258,000 |
| Interest expense | 292,000 | 584,000 | 877,000 | 1,166,000 |
| Net interest income | 2,011,000 | 4,066,000 | 6,083,000 | 8,092,000 |
| Noninterest income | 1,030,000 | 2,075,000 | 3,136,000 | 4,283,000 |
| Noninterest expense | 2,186,000 | 4,290,000 | 6,395,000 | 8,452,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 765,000 | 1,688,000 | 2,571,000 | 3,579,000 |
| Income tax | 23,000 | 54,000 | 84,000 | 119,000 |
| Net income | 742,000 | 1,634,000 | 2,487,000 | 3,460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,935,000 | 21,246,000 | 21,544,000 | 21,884,000 |
| Total capital | 23,243,000 | 23,532,000 | 23,819,000 | 24,171,000 |
| Risk-weighted assets | 184,632,000 | 182,619,000 | 181,764,000 | 182,842,000 |