Call reports 2015
FIRST NATIONAL BANK IN CRESTON, THE — 2015
What FIRST NATIONAL BANK IN CRESTON, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 231,951,000 | 227,653,000 | 236,809,000 | 236,197,000 |
| Total loans | 191,700,000 | 191,462,000 | 201,420,000 | 202,248,000 |
| Allowance for loan losses | 2,100,000 | 2,192,000 | 2,215,000 | 2,312,000 |
| Securities available for sale | 25,149,000 | 24,474,000 | 22,528,000 | 20,189,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,556,000 | 197,259,000 | 198,994,000 | 204,927,000 |
| Interest-bearing deposits | 178,843,000 | 173,338,000 | 174,116,000 | 178,123,000 |
| Noninterest-bearing deposits | 26,713,000 | 23,921,000 | 24,878,000 | 26,804,000 |
| Equity capital | 20,334,000 | 20,431,000 | 20,774,000 | 20,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,263,000 | 4,541,000 | 6,877,000 | 9,220,000 |
| Interest expense | 263,000 | 525,000 | 786,000 | 1,065,000 |
| Net interest income | 2,000,000 | 4,016,000 | 6,091,000 | 8,155,000 |
| Noninterest income | 1,191,000 | 2,441,000 | 3,322,000 | 4,843,000 |
| Noninterest expense | 2,170,000 | 4,372,000 | 6,265,000 | 9,008,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 933,000 | 1,903,000 | 2,876,000 | 3,628,000 |
| Income tax | 47,000 | 95,000 | 144,000 | 181,000 |
| Net income | 886,000 | 1,808,000 | 2,732,000 | 3,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,034,000 | 20,264,000 | 20,496,000 | 20,675,000 |
| Total capital | 22,134,000 | 22,456,000 | 22,711,000 | 22,987,000 |
| Risk-weighted assets | 187,962,000 | 185,652,000 | 194,122,000 | 196,426,000 |