Call reports 2014
FIRST NATIONAL BANK IN CRESTON, THE — 2014
What FIRST NATIONAL BANK IN CRESTON, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 227,685,000 | 226,530,000 | 234,505,000 | 235,757,000 |
| Total loans | 177,029,000 | 181,484,000 | 191,250,000 | 195,235,000 |
| Allowance for loan losses | 2,001,000 | 1,831,000 | 1,975,000 | 2,008,000 |
| Securities available for sale | 32,509,000 | 30,950,000 | 29,494,000 | 26,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,071,000 | 196,683,000 | 199,670,000 | 202,297,000 |
| Interest-bearing deposits | 175,250,000 | 171,376,000 | 174,807,000 | 175,514,000 |
| Noninterest-bearing deposits | 27,821,000 | 25,307,000 | 24,863,000 | 26,783,000 |
| Equity capital | 19,589,000 | 19,696,000 | 19,511,000 | 19,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,165,000 | 4,372,000 | 6,676,000 | 9,019,000 |
| Interest expense | 258,000 | 511,000 | 776,000 | 1,056,000 |
| Net interest income | 1,907,000 | 3,861,000 | 5,900,000 | 7,963,000 |
| Noninterest income | 1,134,000 | 2,322,000 | 3,505,000 | 4,697,000 |
| Noninterest expense | 2,122,000 | 4,221,000 | 6,337,000 | 8,634,000 |
| Provision for loan losses | 60,000 | 130,000 | 720,000 | 960,000 |
| Pretax income | 859,000 | 1,833,000 | 2,349,000 | 3,067,000 |
| Income tax | 35,000 | 77,000 | 95,000 | 123,000 |
| Net income | 824,000 | 1,756,000 | 2,254,000 | 2,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,336,000 | 19,429,000 | 19,314,000 | 19,560,000 |
| Total capital | 21,337,000 | 21,260,000 | 21,289,000 | 21,568,000 |
| Risk-weighted assets | 177,302,000 | 179,923,000 | 185,459,000 | 187,063,000 |