Call reports 2013
FIRST NATIONAL BANK IN CRESTON, THE — 2013
What FIRST NATIONAL BANK IN CRESTON, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 210,518,000 | 216,808,000 | 219,818,000 | 220,202,000 |
| Total loans | 161,812,000 | 174,433,000 | 177,572,000 | 183,507,000 |
| Allowance for loan losses | 2,275,000 | 2,305,000 | 2,326,000 | 1,937,000 |
| Securities available for sale | 31,707,000 | 28,999,000 | 27,058,000 | 24,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,411,000 | 184,856,000 | 187,522,000 | 191,414,000 |
| Interest-bearing deposits | 163,443,000 | 165,287,000 | 166,021,000 | 169,025,000 |
| Noninterest-bearing deposits | 21,968,000 | 19,569,000 | 21,501,000 | 22,389,000 |
| Equity capital | 20,045,000 | 19,722,000 | 19,720,000 | 19,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,114,000 | 4,304,000 | 6,530,000 | 8,794,000 |
| Interest expense | 264,000 | 530,000 | 792,000 | 1,063,000 |
| Net interest income | 1,850,000 | 3,774,000 | 5,738,000 | 7,731,000 |
| Noninterest income | 1,140,000 | 2,295,000 | 3,477,000 | 4,616,000 |
| Noninterest expense | 2,026,000 | 4,034,000 | 6,105,000 | 8,424,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 940,000 | 1,987,000 | 3,038,000 | 3,827,000 |
| Income tax | 47,000 | 99,000 | 152,000 | 191,000 |
| Net income | 893,000 | 1,888,000 | 2,886,000 | 3,636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,336,000 | 19,336,000 | 19,336,000 | 19,335,000 |
| Total capital | 21,404,000 | 21,516,000 | 21,554,000 | 21,272,000 |
| Risk-weighted assets | 165,213,000 | 174,284,000 | 177,306,000 | 181,797,000 |