Call reports 2012
FIRST NATIONAL BANK IN CRESTON, THE — 2012
What FIRST NATIONAL BANK IN CRESTON, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 207,990,000 | 210,495,000 | 208,374,000 | 216,350,000 |
| Total loans | 153,299,000 | 160,298,000 | 159,278,000 | 168,946,000 |
| Allowance for loan losses | 2,075,000 | 2,150,000 | 2,222,000 | 2,274,000 |
| Securities available for sale | 36,037,000 | 35,134,000 | 34,506,000 | 31,398,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,398,000 | 183,016,000 | 178,596,000 | 187,115,000 |
| Interest-bearing deposits | 162,123,000 | 162,891,000 | 157,869,000 | 162,477,000 |
| Noninterest-bearing deposits | 20,275,000 | 20,125,000 | 20,727,000 | 24,638,000 |
| Equity capital | 19,563,000 | 19,807,000 | 20,026,000 | 20,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,260,000 | 4,510,000 | 6,729,000 | 8,990,000 |
| Interest expense | 352,000 | 691,000 | 999,000 | 1,299,000 |
| Net interest income | 1,908,000 | 3,819,000 | 5,730,000 | 7,691,000 |
| Noninterest income | 1,046,000 | 2,102,000 | 3,123,000 | 4,297,000 |
| Noninterest expense | 1,943,000 | 3,829,000 | 5,709,000 | 7,889,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 936,000 | 1,942,000 | 2,919,000 | 3,799,000 |
| Income tax | 47,000 | 97,000 | 146,000 | 170,000 |
| Net income | 889,000 | 1,845,000 | 2,773,000 | 3,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,651,000 | 18,890,000 | 19,122,000 | 19,335,000 |
| Total capital | 20,726,000 | 20,916,000 | 21,136,000 | 21,551,000 |
| Risk-weighted assets | 169,514,000 | 161,922,000 | 160,935,000 | 177,275,000 |