Call reports 2011
FIRST NATIONAL BANK IN CRESTON, THE — 2011
What FIRST NATIONAL BANK IN CRESTON, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 200,396,000 | 201,586,000 | 203,735,000 | 204,953,000 |
| Total loans | 136,095,000 | 144,506,000 | 150,623,000 | 154,726,000 |
| Allowance for loan losses | 1,730,000 | 1,805,000 | 1,672,000 | 2,000,000 |
| Securities available for sale | 45,478,000 | 42,739,000 | 38,742,000 | 35,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,699,000 | 170,412,000 | 169,930,000 | 176,260,000 |
| Interest-bearing deposits | 159,452,000 | 154,128,000 | 153,059,000 | 156,403,000 |
| Noninterest-bearing deposits | 16,247,000 | 16,284,000 | 16,871,000 | 19,857,000 |
| Equity capital | 17,811,000 | 18,485,000 | 19,126,000 | 19,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,337,000 | 4,677,000 | 7,073,000 | 9,521,000 |
| Interest expense | 483,000 | 953,000 | 1,402,000 | 1,821,000 |
| Net interest income | 1,854,000 | 3,724,000 | 5,671,000 | 7,700,000 |
| Noninterest income | 997,000 | 2,000,000 | 3,013,000 | 4,222,000 |
| Noninterest expense | 2,073,000 | 4,028,000 | 5,825,000 | 7,931,000 |
| Provision for loan losses | 75,000 | 150,000 | 251,000 | 564,000 |
| Pretax income | 703,000 | 1,624,000 | 2,694,000 | 3,513,000 |
| Income tax | 35,000 | 81,000 | 135,000 | 176,000 |
| Net income | 668,000 | 1,543,000 | 2,559,000 | 3,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,094,000 | 17,532,000 | 18,040,000 | 18,429,000 |
| Total capital | 18,824,000 | 19,337,000 | 19,712,000 | 20,429,000 |
| Risk-weighted assets | 143,812,000 | 160,083,000 | 169,963,000 | 167,478,000 |