Call reports 2010
FIRST NATIONAL BANK IN CRESTON, THE — 2010
What FIRST NATIONAL BANK IN CRESTON, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 188,570,000 | 187,050,000 | 194,560,000 | 200,573,000 |
| Total loans | 142,052,000 | 138,701,000 | 139,080,000 | 138,215,000 |
| Allowance for loan losses | 1,674,000 | 1,694,000 | 1,577,000 | 1,654,000 |
| Securities available for sale | 32,245,000 | 38,228,000 | 38,189,000 | 42,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,243,000 | 160,839,000 | 168,602,000 | 175,247,000 |
| Interest-bearing deposits | 148,999,000 | 145,744,000 | 154,759,000 | 157,170,000 |
| Noninterest-bearing deposits | 15,244,000 | 15,095,000 | 13,843,000 | 18,077,000 |
| Equity capital | 17,308,000 | 17,616,000 | 17,929,000 | 17,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,450,000 | 4,905,000 | 7,348,000 | 9,808,000 |
| Interest expense | 576,000 | 1,129,000 | 1,676,000 | 2,224,000 |
| Net interest income | 1,874,000 | 3,776,000 | 5,672,000 | 7,584,000 |
| Noninterest income | 846,000 | 1,775,000 | 2,680,000 | 3,739,000 |
| Noninterest expense | 2,002,000 | 3,916,000 | 5,778,000 | 7,690,000 |
| Provision for loan losses | 30,000 | 60,000 | 105,000 | 180,000 |
| Pretax income | 688,000 | 1,575,000 | 2,469,000 | 3,453,000 |
| Income tax | 34,000 | 79,000 | 123,000 | 173,000 |
| Net income | 654,000 | 1,496,000 | 2,346,000 | 3,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,253,000 | 16,492,000 | 16,685,000 | 16,760,000 |
| Total capital | 17,927,000 | 18,186,000 | 18,262,000 | 18,414,000 |
| Risk-weighted assets | 144,456,000 | 143,870,000 | 153,182,000 | 146,735,000 |