Call reports 2009
FIRST NATIONAL BANK IN CRESTON, THE — 2009
What FIRST NATIONAL BANK IN CRESTON, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 185,858,000 | 188,653,000 | 190,739,000 | 192,002,000 |
| Total loans | 135,713,000 | 140,987,000 | 142,457,000 | 144,477,000 |
| Allowance for loan losses | 1,387,000 | 1,652,000 | 1,682,000 | 1,665,000 |
| Securities available for sale | 33,749,000 | 35,728,000 | 36,019,000 | 33,077,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,723,000 | 164,243,000 | 162,240,000 | 164,043,000 |
| Interest-bearing deposits | 147,993,000 | 148,809,000 | 147,847,000 | 148,237,000 |
| Noninterest-bearing deposits | 14,730,000 | 15,434,000 | 14,393,000 | 15,806,000 |
| Equity capital | 14,839,000 | 15,138,000 | 16,394,000 | 17,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,505,000 | 5,014,000 | 7,590,000 | 10,082,000 |
| Interest expense | 838,000 | 1,616,000 | 2,302,000 | 2,962,000 |
| Net interest income | 1,667,000 | 3,398,000 | 5,288,000 | 7,120,000 |
| Noninterest income | 743,000 | 1,696,000 | 2,623,000 | 3,524,000 |
| Noninterest expense | 1,707,000 | 3,568,000 | 5,451,000 | 7,284,000 |
| Provision for loan losses | 30,000 | 295,000 | 325,000 | 325,000 |
| Pretax income | 673,000 | 1,231,000 | 2,135,000 | 3,035,000 |
| Income tax | 33,000 | 61,000 | 107,000 | 132,000 |
| Net income | 640,000 | 1,170,000 | 2,028,000 | 2,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,810,000 | 14,175,000 | 15,033,000 | 15,909,000 |
| Total capital | 15,197,000 | 15,827,000 | 16,715,000 | 17,574,000 |
| Risk-weighted assets | 141,873,000 | 147,215,000 | 147,522,000 | 148,154,000 |