Call reports 2017
COLLEGIATE PEAKS BANK — 2017
What COLLEGIATE PEAKS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 468,640,000 | 466,361,000 | 536,386,000 | 532,958,000 |
| Total loans | 331,362,000 | 336,608,000 | 331,486,000 | 345,687,000 |
| Allowance for loan losses | 3,989,000 | 4,175,000 | 4,224,000 | 4,226,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 49,397,000 | 49,143,000 | 48,450,000 | 47,089,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 400,985,000 | 399,089,000 | 460,627,000 | 464,051,000 |
| Interest-bearing deposits | 267,079,000 | 241,418,000 | 285,562,000 | 291,783,000 |
| Noninterest-bearing deposits | 133,906,000 | 157,671,000 | 175,065,000 | 172,268,000 |
| Equity capital | 53,237,000 | 54,785,000 | 56,425,000 | 58,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,142,000 | 10,667,000 | 16,354,000 | 22,237,000 |
| Interest expense | 249,000 | 529,000 | 866,000 | 1,249,000 |
| Net interest income | 4,893,000 | 10,138,000 | 15,488,000 | 20,988,000 |
| Noninterest income | 152,000 | 323,000 | 500,000 | 690,000 |
| Noninterest expense | 2,820,000 | 5,632,000 | 8,536,000 | 11,387,000 |
| Provision for loan losses | 60,000 | 240,000 | 290,000 | 290,000 |
| Pretax income | 2,165,000 | 4,589,000 | 7,162,000 | 10,001,000 |
| Income tax | 757,000 | 1,610,000 | 2,522,000 | 3,531,000 |
| Net income | 1,408,000 | 2,979,000 | 4,640,000 | 6,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,960,000 | 49,537,000 | 51,206,000 | 52,603,000 |
| Total capital | 51,949,000 | 53,712,000 | 55,431,000 | 56,829,000 |
| Risk-weighted assets | 352,120,000 | 355,266,000 | 354,666,000 | 370,826,000 |