Call reports 2016
COLLEGIATE PEAKS BANK — 2016
What COLLEGIATE PEAKS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 412,402,000 | 409,724,000 | 429,119,000 | 494,600,000 |
| Total loans | 270,414,000 | 293,723,000 | 303,334,000 | 314,886,000 |
| Allowance for loan losses | 3,364,000 | 3,560,000 | 3,780,000 | 3,929,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 43,168,000 | 45,661,000 | 46,089,000 | 51,452,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,948,000 | 341,871,000 | 357,673,000 | 426,800,000 |
| Interest-bearing deposits | 243,014,000 | 224,837,000 | 235,801,000 | 250,017,000 |
| Noninterest-bearing deposits | 104,935,000 | 117,034,000 | 121,873,000 | 176,783,000 |
| Equity capital | 47,859,000 | 49,059,000 | 50,377,000 | 51,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,426,000 | 9,115,000 | 13,937,000 | 19,031,000 |
| Interest expense | 223,000 | 423,000 | 633,000 | 855,000 |
| Net interest income | 4,203,000 | 8,692,000 | 13,304,000 | 18,176,000 |
| Noninterest income | 164,000 | 364,000 | 621,000 | 805,000 |
| Noninterest expense | 2,525,000 | 5,060,000 | 7,641,000 | 10,276,000 |
| Provision for loan losses | 125,000 | 395,000 | 630,000 | 780,000 |
| Pretax income | 1,717,000 | 3,601,000 | 5,654,000 | 7,925,000 |
| Income tax | 600,000 | 1,260,000 | 1,971,000 | 2,768,000 |
| Net income | 1,117,000 | 2,341,000 | 3,683,000 | 5,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,294,000 | 43,524,000 | 44,874,000 | 46,369,000 |
| Total capital | 45,658,000 | 47,084,000 | 48,654,000 | 50,298,000 |
| Risk-weighted assets | 293,107,000 | 310,735,000 | 315,991,000 | 336,697,000 |