Call reports 2015
COLLEGIATE PEAKS BANK — 2015
What COLLEGIATE PEAKS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 402,632,000 | 377,315,000 | 417,841,000 | 444,817,000 |
| Total loans | 261,336,000 | 268,361,000 | 270,266,000 | 260,802,000 |
| Allowance for loan losses | 2,982,000 | 3,114,000 | 3,239,000 | 3,239,000 |
| Securities available for sale | 32,663,000 | 36,828,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 32,178,000 | 42,165,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,926,000 | 321,762,000 | 358,149,000 | 386,147,000 |
| Interest-bearing deposits | 246,424,000 | 224,888,000 | 249,406,000 | 284,339,000 |
| Noninterest-bearing deposits | 101,502,000 | 96,874,000 | 108,743,000 | 101,807,000 |
| Equity capital | 40,443,000 | 41,502,000 | 42,669,000 | 43,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,114,000 | 8,398,000 | 12,861,000 | 17,226,000 |
| Interest expense | 220,000 | 456,000 | 679,000 | 900,000 |
| Net interest income | 3,894,000 | 7,942,000 | 12,182,000 | 16,326,000 |
| Noninterest income | 161,000 | 358,000 | 533,000 | 697,000 |
| Noninterest expense | 2,309,000 | 4,708,000 | 7,158,000 | 9,739,000 |
| Provision for loan losses | 105,000 | 235,000 | 360,000 | 360,000 |
| Pretax income | 1,641,000 | 3,357,000 | 5,197,000 | 6,924,000 |
| Income tax | 571,000 | 1,171,000 | 1,816,000 | 2,420,000 |
| Net income | 1,070,000 | 2,186,000 | 3,381,000 | 4,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,230,000 | 34,356,000 | 35,559,000 | 36,689,000 |
| Total capital | 36,212,000 | 37,470,000 | 38,798,000 | 39,928,000 |
| Risk-weighted assets | 275,659,000 | 274,577,000 | 287,630,000 | 282,169,000 |