Call reports 2012
COLLEGIATE PEAKS BANK — 2012
What COLLEGIATE PEAKS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 215,593,000 | 213,507,000 | 237,526,000 | 261,312,000 |
| Total loans | 149,107,000 | 156,902,000 | 168,950,000 | 175,219,000 |
| Allowance for loan losses | 2,156,000 | 2,200,000 | 2,304,000 | 2,402,000 |
| Securities available for sale | 19,395,000 | 19,354,000 | 20,406,000 | 27,595,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,476,000 | 176,265,000 | 194,202,000 | 218,375,000 |
| Interest-bearing deposits | 130,705,000 | 127,810,000 | 140,645,000 | 157,431,000 |
| Noninterest-bearing deposits | 46,771,000 | 48,455,000 | 53,557,000 | 60,943,000 |
| Equity capital | 30,486,000 | 31,228,000 | 31,912,000 | 32,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,437,000 | 4,955,000 | 7,656,000 | 10,453,000 |
| Interest expense | 134,000 | 258,000 | 409,000 | 588,000 |
| Net interest income | 2,303,000 | 4,697,000 | 7,247,000 | 9,865,000 |
| Noninterest income | 125,000 | 258,000 | 433,000 | 596,000 |
| Noninterest expense | 1,691,000 | 3,422,000 | 5,239,000 | 7,091,000 |
| Provision for loan losses | 200,000 | 250,000 | 350,000 | 475,000 |
| Pretax income | 537,000 | 1,283,000 | 2,091,000 | 2,895,000 |
| Income tax | 13,000 | 60,000 | 243,000 | 502,000 |
| Net income | 524,000 | 1,223,000 | 1,848,000 | 2,393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,620,000 | 23,385,000 | 24,076,000 | 24,679,000 |
| Total capital | 24,769,000 | 25,551,000 | 26,380,000 | 27,047,000 |
| Risk-weighted assets | 171,918,000 | 173,258,000 | 185,220,000 | 189,441,000 |