Call reports 2024
COMMUNITY BANK OF CAMERON — 2024
What COMMUNITY BANK OF CAMERON reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 184,874,000 | 191,971,000 | 201,959,000 | 201,071,000 |
| Total loans | 132,744,000 | 137,625,000 | 144,787,000 | 150,171,000 |
| Allowance for loan losses | 1,465,000 | 1,677,000 | 1,677,000 | 1,674,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 32,968,000 | 32,123,000 | 32,892,000 | 35,112,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,187,000 | 169,218,000 | 178,033,000 | 176,324,000 |
| Interest-bearing deposits | 132,850,000 | 139,391,000 | 138,639,000 | 143,897,000 |
| Noninterest-bearing deposits | 28,337,000 | 29,827,000 | 39,394,000 | 32,427,000 |
| Equity capital | 16,167,000 | 16,452,000 | 17,067,000 | 16,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,311,000 | 4,897,000 | 7,574,000 | 10,374,000 |
| Interest expense | 643,000 | 1,348,000 | 2,150,000 | 2,956,000 |
| Net interest income | 1,668,000 | 3,549,000 | 5,424,000 | 7,418,000 |
| Noninterest income | 187,000 | 403,000 | 636,000 | 851,000 |
| Noninterest expense | 1,154,000 | 2,386,000 | 3,554,000 | 5,049,000 |
| Provision for loan losses | 27,000 | 27,000 | 27,000 | 27,000 |
| Pretax income | 674,000 | 1,529,000 | 2,459,000 | 3,173,000 |
| Income tax | 0 | -56,000 | -56,000 | -56,000 |
| Net income | 674,000 | 1,585,000 | 2,515,000 | 3,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,168,000 | 16,452,000 | 17,068,000 | 16,871,000 |
| Total capital | 17,747,000 | 18,082,000 | 18,751,000 | 18,579,000 |
| Risk-weighted assets | 126,318,000 | 130,145,000 | 134,519,000 | 136,496,000 |