Call reports 2023
COMMUNITY BANK OF CAMERON — 2023
What COMMUNITY BANK OF CAMERON reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 173,618,000 | 177,211,000 | 181,635,000 | 181,232,000 |
| Total loans | 119,232,000 | 123,520,000 | 127,076,000 | 131,943,000 |
| Allowance for loan losses | 1,238,000 | 1,273,000 | 1,328,000 | 1,438,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 36,815,000 | 35,416,000 | 34,569,000 | 34,181,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,337,000 | 154,218,000 | 158,883,000 | 154,103,000 |
| Interest-bearing deposits | 124,728,000 | 125,193,000 | 127,964,000 | 126,942,000 |
| Noninterest-bearing deposits | 28,609,000 | 29,025,000 | 30,919,000 | 27,161,000 |
| Equity capital | 14,801,000 | 15,132,000 | 15,337,000 | 15,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,807,000 | 3,795,000 | 5,959,000 | 8,173,000 |
| Interest expense | 259,000 | 683,000 | 1,200,000 | 1,769,000 |
| Net interest income | 1,548,000 | 3,112,000 | 4,759,000 | 6,404,000 |
| Noninterest income | 179,000 | 368,000 | 586,000 | 767,000 |
| Noninterest expense | 1,121,000 | 2,321,000 | 3,444,000 | 4,694,000 |
| Provision for loan losses | 34,000 | 69,000 | 124,000 | 149,000 |
| Pretax income | 572,000 | 1,090,000 | 1,777,000 | 2,307,000 |
| Income tax | 173,000 | 233,000 | 233,000 | 233,000 |
| Net income | 399,000 | 857,000 | 1,544,000 | 2,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,801,000 | 15,132,000 | 15,337,000 | 15,494,000 |
| Total capital | 16,144,000 | 16,300,000 | 16,770,000 | 16,932,000 |
| Risk-weighted assets | 119,693,000 | 121,147,000 | 125,401,000 | 126,709,000 |