Call reports 2022
COMMUNITY BANK OF CAMERON — 2022
What COMMUNITY BANK OF CAMERON reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 169,370,000 | 171,281,000 | 174,769,000 | 173,695,000 |
| Total loans | 105,791,000 | 114,479,000 | 111,407,000 | 114,986,000 |
| Allowance for loan losses | 1,268,000 | 1,269,000 | 1,269,000 | 1,204,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 38,118,000 | 38,167,000 | 38,385,000 | 37,403,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,586,000 | 153,269,000 | 157,344,000 | 156,788,000 |
| Interest-bearing deposits | 123,782,000 | 123,933,000 | 124,398,000 | 124,461,000 |
| Noninterest-bearing deposits | 27,804,000 | 29,336,000 | 32,946,000 | 32,327,000 |
| Equity capital | 14,618,000 | 15,073,000 | 14,983,000 | 14,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,456,000 | 3,059,000 | 4,786,000 | 6,558,000 |
| Interest expense | 117,000 | 236,000 | 378,000 | 569,000 |
| Net interest income | 1,339,000 | 2,823,000 | 4,408,000 | 5,989,000 |
| Noninterest income | 180,000 | 379,000 | 569,000 | 750,000 |
| Noninterest expense | 961,000 | 1,964,000 | 2,977,000 | 4,105,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 558,000 | 1,238,000 | 2,000,000 | 2,614,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 8,000 |
| Net income | 556,000 | 1,234,000 | 1,994,000 | 2,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,618,000 | 15,073,000 | 14,983,000 | 14,507,000 |
| Total capital | 15,886,000 | 16,342,000 | 16,252,000 | 15,711,000 |
| Risk-weighted assets | 108,677,000 | 118,356,000 | 119,696,000 | 119,018,000 |