Call reports 2021
COMMUNITY BANK OF CAMERON — 2021
What COMMUNITY BANK OF CAMERON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 152,727,000 | 158,834,000 | 163,198,000 | 166,933,000 |
| Total loans | 100,182,000 | 101,811,000 | 100,852,000 | 103,151,000 |
| Allowance for loan losses | 1,175,000 | 1,206,000 | 1,238,000 | 1,270,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,405,000 | 25,385,000 | 25,440,000 | 32,599,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,666,000 | 140,852,000 | 145,377,000 | 149,115,000 |
| Interest-bearing deposits | 114,829,000 | 119,079,000 | 118,101,000 | 122,608,000 |
| Noninterest-bearing deposits | 19,837,000 | 21,773,000 | 27,276,000 | 26,507,000 |
| Equity capital | 13,572,000 | 13,789,000 | 14,019,000 | 14,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,648,000 | 3,340,000 | 4,843,000 | 6,360,000 |
| Interest expense | 172,000 | 329,000 | 465,000 | 591,000 |
| Net interest income | 1,476,000 | 3,011,000 | 4,378,000 | 5,769,000 |
| Noninterest income | 161,000 | 335,000 | 510,000 | 684,000 |
| Noninterest expense | 910,000 | 1,781,000 | 2,735,000 | 3,834,000 |
| Provision for loan losses | 31,000 | 62,000 | 94,000 | 126,000 |
| Pretax income | 696,000 | 1,503,000 | 2,059,000 | 2,493,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 3,000 |
| Net income | 695,000 | 1,501,000 | 2,055,000 | 2,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,572,000 | 13,789,000 | 14,019,000 | 14,062,000 |
| Total capital | 14,747,000 | 14,996,000 | 15,257,000 | 15,332,000 |
| Risk-weighted assets | 99,951,000 | 103,567,000 | 103,419,000 | 108,538,000 |