Call reports 2020
COMMUNITY BANK OF CAMERON — 2020
What COMMUNITY BANK OF CAMERON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 125,963,000 | 141,208,000 | 144,304,000 | 146,327,000 |
| Total loans | 94,931,000 | 102,019,000 | 106,336,000 | 101,759,000 |
| Allowance for loan losses | 1,059,000 | 1,093,000 | 1,113,000 | 1,144,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,171,000 | 10,493,000 | 12,235,000 | 14,057,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,711,000 | 123,909,000 | 126,750,000 | 128,412,000 |
| Interest-bearing deposits | 91,322,000 | 100,606,000 | 102,843,000 | 104,606,000 |
| Noninterest-bearing deposits | 16,389,000 | 23,303,000 | 23,907,000 | 23,806,000 |
| Equity capital | 11,521,000 | 11,940,000 | 12,457,000 | 12,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,416,000 | 3,014,000 | 4,506,000 | 6,047,000 |
| Interest expense | 261,000 | 488,000 | 694,000 | 884,000 |
| Net interest income | 1,155,000 | 2,526,000 | 3,812,000 | 5,163,000 |
| Noninterest income | 133,000 | 271,000 | 432,000 | 579,000 |
| Noninterest expense | 872,000 | 1,705,000 | 2,604,000 | 3,651,000 |
| Provision for loan losses | 17,000 | 52,000 | 82,000 | 112,000 |
| Pretax income | 399,000 | 1,040,000 | 1,558,000 | 1,979,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 4,000 |
| Net income | 398,000 | 1,038,000 | 1,555,000 | 1,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,521,000 | 11,940,000 | 12,457,000 | 12,877,000 |
| Total capital | 12,580,000 | 13,033,000 | 13,570,000 | 14,021,000 |
| Risk-weighted assets | 88,703,000 | 95,450,000 | 101,817,000 | 100,776,000 |