Call reports 2019
COMMUNITY BANK OF CAMERON — 2019
What COMMUNITY BANK OF CAMERON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 117,724,000 | 121,101,000 | 122,111,000 | 124,123,000 |
| Total loans | 91,383,000 | 91,133,000 | 93,992,000 | 95,238,000 |
| Allowance for loan losses | 1,018,000 | 1,025,000 | 1,034,000 | 1,050,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,174,000 | 6,620,000 | 7,184,000 | 7,712,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,208,000 | 106,167,000 | 106,000,000 | 108,365,000 |
| Interest-bearing deposits | 87,912,000 | 90,850,000 | 89,402,000 | 91,994,000 |
| Noninterest-bearing deposits | 15,296,000 | 15,317,000 | 16,598,000 | 16,371,000 |
| Equity capital | 11,131,000 | 11,309,000 | 11,443,000 | 11,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,352,000 | 2,802,000 | 4,271,000 | 5,763,000 |
| Interest expense | 249,000 | 513,000 | 789,000 | 1,060,000 |
| Net interest income | 1,103,000 | 2,289,000 | 3,482,000 | 4,703,000 |
| Noninterest income | 129,000 | 271,000 | 412,000 | 538,000 |
| Noninterest expense | 833,000 | 1,624,000 | 2,482,000 | 3,423,000 |
| Provision for loan losses | 10,000 | 20,000 | 31,000 | 44,000 |
| Pretax income | 389,000 | 916,000 | 1,381,000 | 1,774,000 |
| Income tax | 3,000 | 2,000 | 3,000 | 3,000 |
| Net income | 386,000 | 914,000 | 1,378,000 | 1,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,131,000 | 11,309,000 | 11,443,000 | 11,123,000 |
| Total capital | 12,149,000 | 12,334,000 | 12,477,000 | 12,173,000 |
| Risk-weighted assets | 84,952,000 | 87,353,000 | 89,441,000 | 90,117,000 |