Call reports 2018
COMMUNITY BANK OF CAMERON — 2018
What COMMUNITY BANK OF CAMERON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 116,935,000 | 117,867,000 | 117,639,000 | 119,166,000 |
| Total loans | 88,526,000 | 89,862,000 | 92,108,000 | 91,636,000 |
| Allowance for loan losses | 984,000 | 995,000 | 1,009,000 | 1,006,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,865,000 | 4,702,000 | 5,604,000 | 5,871,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,159,000 | 103,369,000 | 103,064,000 | 104,989,000 |
| Interest-bearing deposits | 88,451,000 | 87,336,000 | 87,325,000 | 89,096,000 |
| Noninterest-bearing deposits | 15,708,000 | 16,033,000 | 15,739,000 | 15,893,000 |
| Equity capital | 10,948,000 | 11,139,000 | 11,185,000 | 10,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,214,000 | 2,501,000 | 3,903,000 | 5,268,000 |
| Interest expense | 167,000 | 354,000 | 566,000 | 808,000 |
| Net interest income | 1,047,000 | 2,147,000 | 3,337,000 | 4,460,000 |
| Noninterest income | 152,000 | 339,000 | 435,000 | 570,000 |
| Noninterest expense | 808,000 | 1,566,000 | 2,366,000 | 3,259,000 |
| Provision for loan losses | 0 | 10,000 | 20,000 | 29,000 |
| Pretax income | 391,000 | 910,000 | 1,386,000 | 1,742,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 390,000 | 909,000 | 1,384,000 | 1,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,948,000 | 11,139,000 | 11,185,000 | 10,815,000 |
| Total capital | 11,926,000 | 12,134,000 | 12,194,000 | 11,821,000 |
| Risk-weighted assets | 78,207,000 | 80,663,000 | 82,386,000 | 81,860,000 |