Call reports 2016
COMMUNITY BANK OF CAMERON — 2016
What COMMUNITY BANK OF CAMERON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 104,237,000 | 109,166,000 | 110,342,000 | 112,588,000 |
| Total loans | 78,422,000 | 81,188,000 | 84,219,000 | 84,898,000 |
| Allowance for loan losses | 904,000 | 883,000 | 917,000 | 938,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,319,000 | 5,452,000 | 5,389,000 | 5,972,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,211,000 | 95,968,000 | 96,963,000 | 99,309,000 |
| Interest-bearing deposits | 80,397,000 | 85,533,000 | 85,988,000 | 85,843,000 |
| Noninterest-bearing deposits | 8,814,000 | 10,435,000 | 10,975,000 | 13,466,000 |
| Equity capital | 9,825,000 | 9,979,000 | 10,140,000 | 10,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,023,000 | 2,085,000 | 3,212,000 | 4,346,000 |
| Interest expense | 132,000 | 266,000 | 406,000 | 543,000 |
| Net interest income | 891,000 | 1,819,000 | 2,806,000 | 3,803,000 |
| Noninterest income | 122,000 | 258,000 | 403,000 | 557,000 |
| Noninterest expense | 628,000 | 1,283,000 | 1,975,000 | 2,752,000 |
| Provision for loan losses | 3,000 | 24,000 | 59,000 | 81,000 |
| Pretax income | 382,000 | 770,000 | 1,175,000 | 1,527,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 3,000 |
| Net income | 381,000 | 769,000 | 1,173,000 | 1,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,825,000 | 9,979,000 | 10,140,000 | 10,020,000 |
| Total capital | 10,673,000 | 10,861,000 | 11,056,000 | 10,951,000 |
| Risk-weighted assets | 67,799,000 | 70,602,000 | 73,286,000 | 74,474,000 |