Call reports 2015
COMMUNITY BANK OF CAMERON — 2015
What COMMUNITY BANK OF CAMERON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 103,860,000 | 105,469,000 | 104,418,000 | 105,686,000 |
| Total loans | 79,556,000 | 79,105,000 | 77,970,000 | 78,625,000 |
| Allowance for loan losses | 917,000 | 917,000 | 900,000 | 900,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,565,000 | 5,764,000 | 4,994,000 | 4,963,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,992,000 | 90,397,000 | 88,894,000 | 91,069,000 |
| Interest-bearing deposits | 79,352,000 | 80,865,000 | 78,639,000 | 81,057,000 |
| Noninterest-bearing deposits | 9,640,000 | 9,532,000 | 10,255,000 | 10,012,000 |
| Equity capital | 9,227,000 | 9,409,000 | 9,837,000 | 9,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,038,000 | 2,093,000 | 3,145,000 | 4,193,000 |
| Interest expense | 120,000 | 246,000 | 375,000 | 508,000 |
| Net interest income | 918,000 | 1,847,000 | 2,770,000 | 3,685,000 |
| Noninterest income | 91,000 | 213,000 | 350,000 | 486,000 |
| Noninterest expense | 620,000 | 1,289,000 | 1,921,000 | 2,683,000 |
| Provision for loan losses | 12,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 377,000 | 759,000 | 1,187,000 | 1,476,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 3,000 |
| Net income | 376,000 | 758,000 | 1,186,000 | 1,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,227,000 | 9,409,000 | 9,837,000 | 9,444,000 |
| Total capital | 10,085,000 | 10,257,000 | 10,682,000 | 10,299,000 |
| Risk-weighted assets | 68,631,000 | 67,928,000 | 67,576,000 | 68,363,000 |