Call reports 2014
COMMUNITY BANK OF CAMERON — 2014
What COMMUNITY BANK OF CAMERON reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 99,812,000 | 102,640,000 | 100,552,000 | 104,334,000 |
| Total loans | 76,533,000 | 79,072,000 | 79,333,000 | 80,189,000 |
| Allowance for loan losses | 920,000 | 928,000 | 914,000 | 904,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,843,000 | 6,441,000 | 6,216,000 | 6,215,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,636,000 | 89,204,000 | 86,862,000 | 90,550,000 |
| Interest-bearing deposits | 78,513,000 | 79,038,000 | 79,169,000 | 81,696,000 |
| Noninterest-bearing deposits | 9,123,000 | 10,166,000 | 7,693,000 | 8,854,000 |
| Equity capital | 9,013,000 | 9,140,000 | 9,382,000 | 9,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,009,000 | 2,062,000 | 3,135,000 | 4,215,000 |
| Interest expense | 120,000 | 243,000 | 367,000 | 492,000 |
| Net interest income | 889,000 | 1,819,000 | 2,768,000 | 3,723,000 |
| Noninterest income | 118,000 | 190,000 | 272,000 | 381,000 |
| Noninterest expense | 605,000 | 1,247,000 | 1,850,000 | 2,627,000 |
| Provision for loan losses | 27,000 | 43,000 | 43,000 | 43,000 |
| Pretax income | 375,000 | 719,000 | 1,147,000 | 1,434,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 3,000 |
| Net income | 374,000 | 717,000 | 1,144,000 | 1,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,013,000 | 9,140,000 | 9,382,000 | 9,441,000 |
| Total capital | 9,815,000 | 9,966,000 | 10,209,000 | 10,289,000 |
| Risk-weighted assets | 64,016,000 | 66,145,000 | 66,108,000 | 67,803,000 |