Call reports 2013
COMMUNITY BANK OF CAMERON — 2013
What COMMUNITY BANK OF CAMERON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 98,730,000 | 101,037,000 | 102,121,000 | 100,883,000 |
| Total loans | 76,175,000 | 75,102,000 | 74,122,000 | 76,244,000 |
| Allowance for loan losses | 936,000 | 917,000 | 910,000 | 900,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,405,000 | 6,404,000 | 6,604,000 | 6,843,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,843,000 | 89,919,000 | 90,844,000 | 88,990,000 |
| Interest-bearing deposits | 78,533,000 | 80,703,000 | 81,256,000 | 79,549,000 |
| Noninterest-bearing deposits | 9,310,000 | 9,216,000 | 9,588,000 | 9,441,000 |
| Equity capital | 8,720,000 | 8,873,000 | 9,013,000 | 9,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,026,000 | 2,051,000 | 3,075,000 | 4,110,000 |
| Interest expense | 161,000 | 312,000 | 457,000 | 589,000 |
| Net interest income | 865,000 | 1,739,000 | 2,618,000 | 3,521,000 |
| Noninterest income | 109,000 | 223,000 | 278,000 | 360,000 |
| Noninterest expense | 567,000 | 1,177,000 | 1,787,000 | 2,527,000 |
| Provision for loan losses | 27,000 | 49,000 | 73,000 | 80,000 |
| Pretax income | 380,000 | 736,000 | 1,036,000 | 1,274,000 |
| Income tax | 0 | -2,000 | -1,000 | 0 |
| Net income | 380,000 | 738,000 | 1,037,000 | 1,274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,720,000 | 8,873,000 | 9,013,000 | 9,085,000 |
| Total capital | 9,506,000 | 9,663,000 | 9,788,000 | 9,880,000 |
| Risk-weighted assets | 62,749,000 | 63,045,000 | 61,878,000 | 63,462,000 |