Call reports 2012
COMMUNITY BANK OF CAMERON — 2012
What COMMUNITY BANK OF CAMERON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 108,501,000 | 108,535,000 | 109,686,000 | 100,685,000 |
| Total loans | 78,133,000 | 78,598,000 | 78,626,000 | 76,490,000 |
| Allowance for loan losses | 1,143,000 | 1,004,000 | 944,000 | 950,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,373,000 | 5,372,000 | 6,371,000 | 6,081,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,423,000 | 93,752,000 | 94,594,000 | 87,739,000 |
| Interest-bearing deposits | 82,042,000 | 83,428,000 | 83,964,000 | 77,381,000 |
| Noninterest-bearing deposits | 10,381,000 | 10,324,000 | 10,630,000 | 10,358,000 |
| Equity capital | 9,662,000 | 9,773,000 | 10,057,000 | 10,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,136,000 | 2,260,000 | 3,378,000 | 4,472,000 |
| Interest expense | 241,000 | 477,000 | 694,000 | 886,000 |
| Net interest income | 895,000 | 1,783,000 | 2,684,000 | 3,586,000 |
| Noninterest income | 97,000 | 163,000 | 273,000 | 400,000 |
| Noninterest expense | 565,000 | 1,186,000 | 1,714,000 | 2,440,000 |
| Provision for loan losses | 83,000 | 118,000 | 157,000 | 182,000 |
| Pretax income | 344,000 | 642,000 | 1,086,000 | 1,364,000 |
| Income tax | -2,000 | -2,000 | -2,000 | -2,000 |
| Net income | 346,000 | 644,000 | 1,088,000 | 1,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,662,000 | 9,773,000 | 10,057,000 | 10,091,000 |
| Total capital | 10,474,000 | 10,594,000 | 10,886,000 | 10,878,000 |
| Risk-weighted assets | 64,712,000 | 65,499,000 | 66,181,000 | 62,814,000 |